Humana
Customer Service: 1.877.398.2980
Website: www.humana.com
Policy Number: 1030131
LSU partners with Humana to provide you and your family with valuable vision insurance at affordable rates. Vision Insurance includes coverage for eye exams, lenses, frames, and contact lenses. Access to care is provided through Humana Vision PLUS network (Humana Insight Network) that includes local independent eye doctors as well as large retailers such as America’s Best and Wal-Mart Optical. Services at PLUS Providers, which include Target, LensCrafters, and PearleVision, will receive a greater frame allowance. Employees can select coverage for themselves, their spouse, and/or their child(ren) (up to age 26). If employees and their spouses are both LSU employees, the family cannot be double-covered.
| Vision |
In-Network Member Cost |
Out-of-Network Member Reimbursement |
| Eye Exam - once per calendar year |
$0 Copay |
Up to $40 |
| Lenses - Once Per Calendar Year |
In-Network Member Cost |
Out-of-Network Member Reimbursement |
| Single Vision |
$0 Copay |
Up to $30 |
| Bifocal |
$0 Copay |
Up to $50 |
| Trifocal |
$0 Copay |
Up to $70 |
| Progressive – Standard |
$0 Copay |
Up to $50 |
| Progressive – Premium |
$0-$175 Copay |
Up to $50 |
| Anti-Reflective Coating – Standard |
$45 Copay |
Up to $5 |
| Anti-Reflective Coating – Premium |
$57-85 Copay |
Up to $5 |
| Polycarbonate |
$40 Copay |
Not Covered |
| UV Treatment |
$0 Copay |
Up to $50 |
| Materials - Once Per Calendar Year |
In-Network Member Cost |
Out-of-Network |
| Frame at PLUS Provider (Target, LensCrafters, PearleVision) |
$200 Allowance, 20% off remaining balance |
Up to $91 |
| Frame at non-PLUS Provider |
$150 Allowance, 20% off remaining balance |
Up to $91 |
| Contacts – Conventional |
$130 allowance, 15% off remaining balance |
Up to $91 |
| Contacts – Disposable |
$130 allowance |
Up to $91 |
| Contacts – Medically Necessary |
Paid-in-Full |
Up to $210 |
Forms and Resources
1) Click here to review the 2025 Benefit Booklet.
2) Click here to view the Vision Summary of Benefits.
3) Click here to view the Vision Guide.
2025 Monthly Premiums
| Level of Coverage |
Premium 12 month employee |
Premium 9 month employee |
| Employee Only |
$8.60 |
$11.47 |
| Employee + Spouse |
$14.44 |
$19.25 |
| Employee + Children |
$14.74 |
$19.65 |
| Family |
$23.80 |
$31.73 |
Vision premiums will be deducted on a pre-tax basis.
ID Cards / In-network providers
Register or sign in to MyHumana at Humana.com to view your coverage details, ID cards, manage claims, find a vision provider and more!
Employee Eligibility
Any active employee of LSUS is eligible for vision insurance provided the following:
Employed at 75% of full-time effort or greater (at least 30 hours per week);
Appointed for a duration of at least one semester or 121 days or greater Enrollment
Dependent Eligibility
- The covered employee's legal spouse
- A child from the date of birth up to 26 years of age (regardless of student status or tax status)
New Hires and Mid-Year Changes
New Hires must complete the enrollment in Workday within the first 30 days of employment.
Mid-year changes are allowed for IRS "qualifying events" within 30 days of the event. Qualifying events are: change in family status (birth, marriage, divorce, legal separation, change in employment status of employee or spouse), changes required by judgment, FMLA qualified leaves of absence, significant cost or coverage changes. Proof of the qualifying event is required in order to make a mid-year change. Employees who have a mid-year change must complete the change in Workday within the 30 day window.
Effective Dates of Coverage
Annual enrollment changes are effective January 1st of each calendar year. The effective date for new hires is the first of the month following a full month of employment. For example, a person who is hired on August 20th, and elects coverage within the first 30 days of employment will have coverage begining October 1st.
COBRA
Terminating employees have the option to continue dental benefits through COBRA. The COBRA vendor is BRI COBRA. Their phone number is 866-996-5200. Their email address is participantservices@benefitresource.com.
Continuing Coverage as a Retiree
Vision insurance is eligible to be continued into retirement. Retirees pay premiums directly to BRI COBRA. Retirees are not eligible to add this insurance after they have retired.
